Bond Market Update
Eclectic Associates Eclectic Associates

Bond Market Update

After a good year for bonds in 2017, with total returns of 4–5%, it has come as a bit of a surprise to see bond returns negative year-to-date in 2018.

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2017 Tax Reform Update
David K. Little, CFP®, CFA David K. Little, CFP®, CFA

2017 Tax Reform Update

You’ve probably seen that the House and Senate have passed their own versions of tax reform and will now try toarrive at a final form to put on the President’s desk for signature. 

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Answers About Required Minimum Distributions
Eclectic Investment Committee Eclectic Investment Committee

Answers About Required Minimum Distributions

As we talk with people, we find a lot of confusion around the required minimum distribution (RMD) rules. What is the RMD and how does it affect you?

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Eclectic Associates Q3 2017 Client Letter
David K. MacLeod, CFP®, CFA David K. MacLeod, CFP®, CFA

Eclectic Associates Q3 2017 Client Letter

Enclosed are your investment reports for the third quarter of 2017. The quarter ended with US large cap stocks up 4.5% and small cap stocks up 6% as market volatility declined.

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The Equifax Breach And You
Russell W. Hall, CFP®, CPWA® Russell W. Hall, CFP®, CPWA®

The Equifax Breach And You

We’ve had several clients ask about the Equifax data breach.  Whether or not the Equifax website says that you may have been affected, the whole incident is obviously a concern. 

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Eclectic Associates Q4 Client Letter
Eclectic Investment Committee Eclectic Investment Committee

Eclectic Associates Q4 Client Letter

Overall, we’re pleased with investment returns in 2016, especially considering that the year began with the worst 10-day start for U.S. stocks in history.

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Post Election Update
David K. Little, CFP®, CFA David K. Little, CFP®, CFA

Post Election Update

Predicting what effect President Trump will have on your finances for the next four years is nearly impossible, but we wanted to share some of our thoughts.

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Eclectic Associates Q3 2016 Client Letter
Eclectic Investment Committee Eclectic Investment Committee

Eclectic Associates Q3 2016 Client Letter

Here is a copy of our Q3 client letter.  As always, thank you for entrusting us with your financial lives.  We take this responsibility very seriously and we consider it a privilege to serve you.

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Spending In Retirement
Russell W. Hall, CFP®, CPWA® Russell W. Hall, CFP®, CPWA®

Spending In Retirement

As many of our clients are retired or nearing retirement, we at Eclectic Associates pay special attention to research in that area. A recent study by J.P. Morgan about spending was particularly interesting.

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Eclectic Associates Quarterly Review Letter (Q2 2016)
Eclectic Investment Committee Eclectic Investment Committee

Eclectic Associates Quarterly Review Letter (Q2 2016)

Here is a copy of our Q2 client letter.  As always, thank you for entrusting us with your financial lives.  We take this responsibility very seriously and we consider it a privilege to serve you.

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UK & EU: Brexit
David K. Little, CFP®, CFA David K. Little, CFP®, CFA

UK & EU: Brexit

As you’ve probably heard by now, Britain voted yesterday to leave the European Union. For a few reasons, this has roiled markets around the world, driving stock markets and other “risk assets” like oil and industrial commodities lower.

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Quarterly Review
Eclectic Investment Committee Eclectic Investment Committee

Quarterly Review

Around mid-February, markets began to turn around with no clear catalyst, as is often the case. Oil prices spiked higher, stock markets rallied, and the dollar declined.

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2016 PIMCO All Asset Review
David K. MacLeod, CFP®, CFA David K. MacLeod, CFP®, CFA

2016 PIMCO All Asset Review

Four of Eclectic Associates’ advisors sat down with Brandon Kunz of Research Affiliates and Amita Sheth of PIMCO for an in-depth review of the PIMCO All Asset fund.

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