Social Security Increase – Inflation’s Silver Lining?
If you’re one of the 66 million Americans receiving income from Social Security, look for an increase in your benefit starting in 2023.
Should You Be Buying I Bonds now?
To have a better shot of matching inflation, you may be thinking about investing in I Bonds – but is it worth doing?
How to Spot a Scam
Scams that target seniors have always been extremely common, but it feels like they have intensified over the last several years.
PODCAST: California and Retirement Taxes -- Updated 2022
This episode is an update to an article by the same name that Russell Hall wrote a few years ago for Eclectic Associates. Russell is a 20-year veteran of financial planning and has particular expertise in taxes. He has written extensively on a variety of topics, and you can find those articles at our website under the Education tab.
Decoding Finance Speak - What Does Your Financial Advisor Mean?
Almost every industry has its own jargon, and financial services is no exception. At Eclectic Associates, we do our best to explain investing and financial planning in terms that are easier to understand…
CalSavers – 6/30/22 Deadline for California Small Businesses
A new California law is going into effect which will soon require employers with 5 or more employees to offer a retirement plan. The registration deadline is June 30, 2022 for companies with 5-50 employees.
How You Can Lose with a "Never Lose" Annuity
“Are you tired of the stock market roller coaster? Protect your money from market decline while participating when the market goes up!”
Medicare
When should you sign up?
If you’re not working, sign up at 65. You can enroll anytime during the 3 months before your birth month, during the month you turn 65, or for 3 months following that. There is a lifetime penalty that may be assessed if you’re eligible and miss that enrollment window.