Salespeople can make annuities sound like the answer to every financial planning issue ever, but the hype and the reality are very different.
Putting your money into an index fund might sound like a great idea, but financial advisors can add value where funds don’t.
Turning on income from an IRA once you retire doesn’t have to be difficult, but mistakes can result in higher taxes or even no income. Here’s what you need to know.
If you’ve received an inheritance, avoiding these five common mistakes can help make your money last.
If you’re thinking about doing a 60-day IRA rollover, make sure you know the rules, or it could cost you.
Thinking of applying for a mortgage or car loan? It’s a good idea to check your FICO score in advance. Here’s what you need to know about your credit score.
Need a strategy to go to the DMV? Want to get the Real ID? Here are some tips for a smoother experience.
You used a 529 plan to save money for your children’s or grandchildren’s college years, but what are the rules for withdrawing that money?
When figuring out how much you need to retire, look at these 12 areas.
As you approach retirement, you’re likely to be thinking how to turn your 401(k) into income. Here are points to consider.
Buying a vacation home sounds like the ultimate in flexibility. Here’s how to determine if it’s right for you.
With potential Social Security deficits, it’s important that you take control of your retirement. Here’s how.
If passed, the SECURE Act could allow 401(k) plans to include annuities. But is that a good thing?
Got a hot stock tip? Before you buy, read this article on speculative investing.
Eligible L.A. Fire and Police employees can take advantage of the Deferred Retirement Option Plan (DROP).
You may have heard of a life insurance strategy that could fund your entire retirement. But, are the costs worth it?
The CFP® and CFA® marks indicate a financial advisor with professional-level education and experience. The difference is in the focus.
Purchasing a new home could affect your long-term financial plan. Here are factors you should consider.
To determine whether a Roth IRA benefits your situation, first make sure to understand how it works before and after retirement.
We don’t want people to pay more taxes than they have to. Here are strategies for high-earning individuals and others to reduce their tax bill.
Getting divorced? Some financial points to consider before you sign the settlement.
Thinking of doing an IRA rollover? Here’s what you need to know to avoid running afoul of the IRS.
If you are looking for a fee-only financial advisor, you’re ahead of many people. Here’s how to find a fee-only financial planner.
California has it all, from the beaches to the mountains. It also presents some challenges for retirement planning.
If you’re looking to manage your personal finances, here are two phases of a financial plan.
As each generation inherits money, the question that comes up is “What’s the best thing I can do with this inheritance?”
“It’s Your Money!” is an eight-week-long course that will meet Tuesday afternoons, April 2 to May 21, at the La Habra Community Center.
How do you make the transition into retirement? Here are four steps that have worked well for our clients.
If you’re wondering how you’ll turn your retirement savings into income, here are some points to consider.
Unrealistic expectations about the cost of health care can ruin an otherwise good plan for early retirement. Here are points to consider.