Carl Lachman 12/30/25 Carl Lachman 12/30/25

Navigating the Horizon: The Orange County Real Estate Report

Is OC’s housing market crashing? We share insights on current prices, 50-year loans, Prop. 19, and smart buyer strategies.

James I. Moore, CFP® 12/15/25 James I. Moore, CFP® 12/15/25

How Does a Roth IRA Work?

Looking to maximize retirement flexibility? Understand how Roth IRAs work, who can contribute, and how conversions or backdoor strategies may fit your plan.

Aimee Calderon, CFP® 11/30/25 Aimee Calderon, CFP® 11/30/25

IRMAA Update: Key Numbers for High-Income Retirees

New IRMAA thresholds could raise your 2026 Medicare premiums. Find out how income impacts your costs and the steps you can take to manage them.

Travis McShane 11/15/25 Travis McShane 11/15/25

How Does the Los Angeles Deferred Retirement Option Plan (DROP) Work?

DROP lets you boost retirement savings without leaving your job. Learn how it works and what to watch for when it’s time to cash out.

Russell W. Hall, CFP®, CPWA® 10/31/25 Russell W. Hall, CFP®, CPWA® 10/31/25

Fraud on the Rise—Be Careful!

From social media pump-and-dump schemes to phony bank texts, financial fraud is evolving. Here’s what to watch for and how to stay safe.

David K. MacLeod, CFP®, CFA 10/15/25 David K. MacLeod, CFP®, CFA 10/15/25

2025 Third Quarter Letter

Strong Q3 gains came with puzzling economic signals. Learn why contradictions are common and why we believe a disciplined approach works best.

Russell W. Hall, CFP®, CPWA® 9/30/25 Russell W. Hall, CFP®, CPWA® 9/30/25

Giving to Charity? Start Now!

The One Big Beautiful Bill Act affects charitable giving. Discover ways itemizers can maximize impact with DAFs and QCDs.

Carl Lachman, MBA, CFP® 9/15/25 Carl Lachman, MBA, CFP® 9/15/25

What the “Big Beautiful Bill” Means for Your Taxes

Explore the key One Big Beautiful Bill Act (OBBBA) tax changes most likely to affect you now.

James I. Moore, CFP® 9/1/25 James I. Moore, CFP® 9/1/25

So You’ve Inherited an Inherited IRA

In this updated blog, learn the complex IRS rules for "inherited inherited IRAs" in 2025, including RMDs and the 10-year rule for successor beneficiaries.

Russell W. Hall, CFP®, CPWA® 8/15/25 Russell W. Hall, CFP®, CPWA® 8/15/25

Extra Payment from Social Security? Watch Your Tax!

Receiving extra Social Security payments? Learn how lump sums could impact your taxes and ways to avoid unexpected penalties.

Russell W. Hall, CFP®, CPWA® 7/16/25 Russell W. Hall, CFP®, CPWA® 7/16/25

A First Look at the OBBB Act

The One Big Beautiful Bill Act has been signed into law, although as with all tax legislation there are many details to be ironed out.

David K. MacLeod, CFP®, CFA 7/16/25 David K. MacLeod, CFP®, CFA 7/16/25

2025 Second Quarter Letter

Large cap U.S. stocks had an outstanding quarter with the S&P 500 up 11% driven by strong corporate earnings and optimism about tax cuts.

Russell W. Hall, CFP®, CPWA® 7/1/25 Russell W. Hall, CFP®, CPWA® 7/1/25

Staying Alive to 95?

“Will I run out of money in retirement?” It’s a question that’s at the heart of the financial planning process.

David K. MacLeod, CFP®, CFA 1/15/25 David K. MacLeod, CFP®, CFA 1/15/25

2024 Fourth Quarterly Letter

The markets and economy proved resilient in 2024. Despite numerous headwinds, stocks climbed to new highs and risk assets broadly performed well.

Russell W. Hall, CFP®, CPWA® 1/15/25 Russell W. Hall, CFP®, CPWA® 1/15/25

Government Pension? You Could Get More From Social Security

For many years, we have helped our clients with government pension plan around two policies that reduced or completely eliminated their Social Security benefits.