How We Help
Our Services
We offer comprehensive financial planning and investment management to families and individuals across the country. Based in Fullerton, California, we have clients throughout the Southern California region, including the Orange County and Los Angeles County communities of Brea, Yorba Linda, La Habra, Placentia, Whittier, Anaheim, and Irvine.
Our fees are all-inclusive and will encompass the following services as needed:
Financial planning
Retirement planning
Investment management
Cash flow analysis
Tax strategies
Company retirement plans
Insurance evaluation, including life and long-term care
Debt management
Social Security optimization
Education funding
Health insurance guidelines
Medicare evaluation
Estate planning
Charitable giving
How We’re Different
1. We Are Fee-Only:
We have been fee-only from Day 1. We don’t accept commissions, and we don’t sell products. We get paid only by you.
2. We Are Fiduciaries:
Like our fee-only status, we have been fiduciaries since our founding. That means we give advice that is only in your best interests.
3. We Have Expertise:
Our team is dedicated to providing the expertise you need to make informed decisions. Our advisors have extensive experience and education, with credentials such as CFP® certifications, CFA® designations, BA degrees, and MBA degrees.
4. We Have a Large Team:
With a large team of financial advisors at your service, we think you will feel confident that we will always be here for you.
5. We Are Independent:
We don’t receive mandates from any other company. We are not beholden to anyone’s interests but yours.
6. We Are Experienced:
We have been in the business of financial planning since 1984. Our advisors have a combined total of over 100 years in financial planning.
A Straightforward Investment Philosophy
We believe that your investment portfolio should be designed and managed according to your overall financial goals. We focus on achieving the returns you need over the long term while minimizing taxes and fees so you can keep more of your money working toward your objectives.
In constructing your portfolio, we will adhere to the following tenets:
Asset allocation: We will construct your portfolio allocation according to your risk tolerance, time horizon, and financial objectives.
Diversification: We will build a diversified portfolio to help take advantage of opportunities and insulate against downturns.
Disciplined approach: We will focus on the long term, regularly reviewing and rebalancing investment portfolios.
Team decision-making: Our advisors work together to make optimal decisions about your portfolio’s allocations.