Managing Your Debt and Credit Score
Managing your credit card balance and overall credit usage percentage is a critical part of maintaining a good credit score.
Give It Away Now
If you, like so many others, are putting off making your charitable donations until it gets closer to the end of the year, we suggest you start on that right away.
Three Required Distribution Changes You Should Know About
As we enter into the final months of 2023, the deadline to comply with the Required Minimum Distribution (RMD) rules is quickly approaching.
2023 Third Quarterly Letter
We think investors are susceptible to making a couple of mistakes in the current market.
Medicare Checklist for 2023 and Beyond
The Medicare Annual Enrollment Period (AEP) is here. This is the time frame each year when eligible individuals can make changes to their Medicare insurance coverage for the following year.
Minister's Housing Allowance: Benefits and Pitfalls
It’s important for American pastors to understand ministers housing allowance and seek out trusted counsel to make sure they take advantage of this tax benefit.
Check Your Beneficiaries. Now!
Naming beneficiaries is a relatively simple way to direct where your retirement and some other types of accounts will go when you die.
2023 Second Quarterly Letter
The highly anticipated recession of 2023 hasn’t happened yet and there are signs that it won’t happen this year.
How I Survived the College Admissions Process
I have provided a few tips that we learned through the college application and admissions process that may be helpful to you or to someone you know.
In California, Long-Term Care Takes Long-Term Planning
Long-term care insurance can be expensive, and historically premiums have increased significantly over time.
How to Save Taxes…By Paying More Now?
There are quite a few scenarios where intentionally recognizing income in order to pay more taxes now could actually save you taxes in the long run.
Do You Need a Financial Advisor?
We have laid out some factors below to help guide you as you decide whether you should hire someone like us.
2023 First Quarter Letter
Despite the recent demise of Silicon Valley Bank and increased volatility, we are pleased to report that both U.S. and international stocks performed well as the U.S. continued to experience economic growth.
10-Year Rule for Inherited IRA Accounts – A Case Study
We believe there is an opportunity for proactive planning when it comes to RMDs for inherited IRA accounts, so we’ve come up with a case study to show why.
Changes to Required Minimum Distributions
We’ve created a “one-pager” to summarize changes related to the RMD Rule.
Chaos! 2023 Tax Law Update
Some form of tax legislation has been passed almost every year since 2017, with the changes from Congress seeming to come faster and more furious than they have previously.
Will Your Money Last? Be Careful Using Retirement Calculators
If used correctly, retirement calculators and projections can be very helpful in making financial decisions when you approach retirement or are already retired.