529 College Savings Plans - Refunds, Rollovers and Reimbursements
As colleges and students struggle to adapt to a changing environment, this year has brought up a number of questions about 529 college savings accounts.
When Should I Apply for Social Security?
It’s common to wonder when you should start taking Social Security. Here are points to help you feel more confident about this decision.
Risk and Return
These two words are foundational in the world of finance, but without any additional context they can be difficult concepts to grasp.
The CARES Act and Required Minimum Distributions
Congress passed the Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, on March 27, 2020. What does this mean for you?
Seven Tips You Can Do Now to Cut Next Year’s Tax Bill
Rates may fluctuate up and down, the government may change rules to incentivize or discourage behavior, but one truth remains – taxes aren’t going away!
Don’t Let Your Kids Ruin Your Retirement Plan
If you help your adult kids out financially, what consequences will they face? Will they learn a positive or negative lesson?
When is the Best Time to Buy a Long-Term Care Policy?
With expensive premiums as a backdrop, it’s reasonable to wonder if this is the best time to buy long-term insurance or if it’s better to wait.
California and Retirement Taxes: Is the State Friendly to Retirees?
Is California tax friendly for retirees? How does California differ from other states, and what can you do about it?
How an Independent Financial Advisor Can Help You Make Better Money Decisions
An independent financial advisor doesn’t receive mandates from any other company. That means they are beholden only to their clients.
Some Thoughts On This Week's Market Declines
After a volatile but overall slightly positive week for the markets last week, we’ve seen more large declines this week.
How Presidential Election Years Affect the Stock Market
Do presidential election years affect the stock market? We look at the numbers and provide our perspective.
Market Update: The Impact of Coronavirus
We are monitoring developments carefully. Stocks dropped sharply on Monday as the novel coronavirus, COVID-19, continued to spread.
Leaving an Inheritance to Your Kids: How Much Money Is Right?
Here are some points to consider when trying to decide how much money to leave your children.
Coronavirus and Market Update
As you already know, stock markets around the world have continued to decline. Sentiment has reversed dramatically. Just last week, U.S. stock market indexes hit an all-time high.
How to Avoid Outliving Your Money in Retirement
It’s common for people to worry about outliving their money in retirement. Here are points to help you feel confident about your retirement.
2020 Key Tax Numbers for Individuals
The IRS announced key tax numbers for 2020. Here what you need to know about federal tax changes.
LAPD Deferred Retirement Option Plan: What You Need to Know
The Deferred Retirement Option Plan (DROP) for L.A.’s police and fire personnel can help increase retirement savings. Here’s what you should know.
What the SECURE Act Means for Your Retirement
The SECURE Act will affect how people use their retirement accounts. Here’s a rundown of what the act could mean for your retirement.
Hire a Financial Advisor or Do It Yourself: What’s Right?
Here are top considerations to help you decide whether to hire a financial advisor or do it yourself.
How to Use a Donor-Advised Fund for Your Charitable Giving
A donor-advised fund has features that make it attractive, including the tax deduction. Here are tips to use a DAF in your charitable giving plan.