Russell W. Hall, CFP®, CPWA® 4/30/26 Russell W. Hall, CFP®, CPWA® 4/30/26

Think Twice Before Naming Your Trust as Beneficiary

We updated our guide on naming your trust as a retirement account beneficiary. Learn when it helps and when a simpler approach may serve you better.

Carl Lachman, MBA, CFP® 4/15/26 Carl Lachman, MBA, CFP® 4/15/26

Keep It or Toss It?

How long should you keep financial records and important documents? This article, updated for 2026, provides timelines for saving records, including what to keep forever.

David K. MacLeod, CFP®, CFA 3/30/26 David K. MacLeod, CFP®, CFA 3/30/26

2026 First Quarter Letter

We share our Q1 2026 investment perspective, including thoughts on market volatility, geopolitical risk, and why a disciplined long-term approach matters.

Carl Lachman, MBA, CFP® 3/15/26 Carl Lachman, MBA, CFP® 3/15/26

Multi-Generational Estate Planning Insights

Learn how multi-generational estate planning helps protect your family's legacy, reduce conflict, and ensure your wishes are honored across generations.

James I. Moore, CFP® 2/27/26 James I. Moore, CFP® 2/27/26

7 Roth Conversion Pitfalls

Roth conversions can save you thousands, but only if done right. Discover seven costly pitfalls to avoid before making your next conversion.

David K. MacLeod, CFP®, CFA 2/27/26 David K. MacLeod, CFP®, CFA 2/27/26

6 Investing Trends for 2026

From AI's economic impact to bond yields and ETFs, here are 6 investing trends Eclectic Associates is watching in 2026.

Russell W. Hall, CFP®, CPWA® 2/15/26 Russell W. Hall, CFP®, CPWA® 2/15/26

Trump Accounts Are Here, but Should They Replace Your Child's 529 Plan?

Free $1,000 for babies born 2025–2028? Here's what parents and grandparents need to know about the new Trump Account child savings program.

David K. MacLeod, CFP®, CFA 1/30/26 David K. MacLeod, CFP®, CFA 1/30/26

2025 Fourth Quarter Letter

A look back at 2025’s resilient markets, highlighting equity returns, global growth, valuation trends, and what today’s bond yields could mean going forward.

Clarissa Hartono, CFP® 1/15/26 Clarissa Hartono, CFP® 1/15/26

Protect Yourself from RATS!—How Scammers Can Take Control of Your Device

Scammers are using remote access tools (RATs) to take control of devices and access financial accounts. Learn the red flags and steps to reduce risk.

Carl Lachman 12/30/25 Carl Lachman 12/30/25

Navigating the Horizon: The Orange County Real Estate Report

Is OC’s housing market crashing? We share insights on current prices, 50-year loans, Prop. 19, and smart buyer strategies.

James I. Moore, CFP® 12/15/25 James I. Moore, CFP® 12/15/25

How Does a Roth IRA Work?

Looking to maximize retirement flexibility? Understand how Roth IRAs work, who can contribute, and how conversions or backdoor strategies may fit your plan.

Aimee Calderon, CFP® 11/30/25 Aimee Calderon, CFP® 11/30/25

IRMAA Update: Key Numbers for High-Income Retirees

New IRMAA thresholds could raise your 2026 Medicare premiums. Find out how income impacts your costs and the steps you can take to manage them.

Travis McShane 11/15/25 Travis McShane 11/15/25

How Does the Los Angeles Deferred Retirement Option Plan (DROP) Work?

DROP lets you boost retirement savings without leaving your job. Learn how it works and what to watch for when it’s time to cash out.

Russell W. Hall, CFP®, CPWA® 10/31/25 Russell W. Hall, CFP®, CPWA® 10/31/25

Fraud on the Rise—Be Careful!

From social media pump-and-dump schemes to phony bank texts, financial fraud is evolving. Here’s what to watch for and how to stay safe.

David K. MacLeod, CFP®, CFA 10/15/25 David K. MacLeod, CFP®, CFA 10/15/25

2025 Third Quarter Letter

Strong Q3 gains came with puzzling economic signals. Learn why contradictions are common and why we believe a disciplined approach works best.

Russell W. Hall, CFP®, CPWA® 9/30/25 Russell W. Hall, CFP®, CPWA® 9/30/25

Giving to Charity? Start Now!

The One Big Beautiful Bill Act affects charitable giving. Discover ways itemizers can maximize impact with DAFs and QCDs.

Carl Lachman, MBA, CFP® 9/15/25 Carl Lachman, MBA, CFP® 9/15/25

What the “Big Beautiful Bill” Means for Your Taxes

Explore the key One Big Beautiful Bill Act (OBBBA) tax changes most likely to affect you now.

James I. Moore, CFP® 9/1/25 James I. Moore, CFP® 9/1/25

So You’ve Inherited an Inherited IRA

In this updated blog, learn the complex IRS rules for "inherited inherited IRAs" in 2025, including RMDs and the 10-year rule for successor beneficiaries.