Amber Shrosbree, CFP® 2/10/23 Amber Shrosbree, CFP® 2/10/23

Secure 2.0 Act – What You Need to Know

In late December Congress passed the Consolidate Appropriations Act, which also included the Secure 2.0 Act. Below are a few things that we have pulled from it that we think are worth highlighting.

David K. MacLeod, CFP®, CFA 1/20/23 David K. MacLeod, CFP®, CFA 1/20/23

2022 Year-In-Review

As inflation pressure begins to ease, the economic outlook for 2023 depends a lot on how much the Federal Reserve further tightens monetary policy.

James I. Moore, CFP® 1/20/23 James I. Moore, CFP® 1/20/23

Hybrid Long-Term Care – The Best of Both Worlds?

With rising LTC premiums, is a hybrid policy the best solution to protect against potential premium increases in the future?

Carl Lachman, MBA, CFP® 1/1/23 Carl Lachman, MBA, CFP® 1/1/23

PODCAST: The Basics of Personal Financial Planning

Learn the basics of personal financial planning from Eclectic's president, David Little. Saving, Investing, Insurance, Estate Planning, Taxes, & Retirement. This presentation was originally given to a local conference in March of 2022.

Carl Lachman, MBA, CFP® 1/1/23 Carl Lachman, MBA, CFP® 1/1/23

PODCAST: The Basics of Estate Planning

What are the basics of estate planning? This podcast explains what you need to know. Austin Dillon, an estate planning attorney in Fullerton, California, originally recorded this interview in May of 2022.

Amber Shrosbree, CFP® 11/4/22 Amber Shrosbree, CFP® 11/4/22

Social Security Increase – Inflation’s Silver Lining?

If you’re one of the 66 million Americans receiving income from Social Security, look for an increase in your benefit starting in 2023.

Russell W. Hall, CFP®, CPWA® 10/7/22 Russell W. Hall, CFP®, CPWA® 10/7/22

Should You Be Buying I Bonds now?

To have a better shot of matching inflation, you may be thinking about investing in I Bonds – but is it worth doing?

Russell W. Hall, CFP®, CPWA® 6/22/22 Russell W. Hall, CFP®, CPWA® 6/22/22

How to Spot a Scam

Scams that target seniors have always been extremely common, but it feels like they have intensified over the last several years.

Carl Lachman, MBA, CFP® 4/22/22 Carl Lachman, MBA, CFP® 4/22/22

PODCAST: California and Retirement Taxes -- Updated 2022

This episode is an update to an article by the same name that Russell Hall wrote a few years ago for Eclectic Associates. Russell is a 20-year veteran of financial planning and has particular expertise in taxes. He has written extensively on a variety of topics, and you can find those articles at our website under the Education tab.

Russell W. Hall, CFP®, CPWA® 4/18/22 Russell W. Hall, CFP®, CPWA® 4/18/22

Decoding Finance Speak - What Does Your Financial Advisor Mean?

Almost every industry has its own jargon, and financial services is no exception. At Eclectic Associates, we do our best to explain investing and financial planning in terms that are easier to understand…

David K. MacLeod, CFP®, CFA 2/22/22 David K. MacLeod, CFP®, CFA 2/22/22

CalSavers – 6/30/22 Deadline for California Small Businesses

A new California law is going into effect which will soon require employers with 5 or more employees to offer a retirement plan. The registration deadline is June 30, 2022 for companies with 5-50 employees.

James I. Moore, CFP® 2/7/22 James I. Moore, CFP® 2/7/22

How You Can Lose with a "Never Lose" Annuity

“Are you tired of the stock market roller coaster? Protect your money from market decline while participating when the market goes up!”

Russell W. Hall, CFP®, CPWA® 2/7/22 Russell W. Hall, CFP®, CPWA® 2/7/22

Medicare

When should you sign up?

If you’re not working, sign up at 65. You can enroll anytime during the 3 months before your birth month, during the month you turn 65, or for 3 months following that. There is a lifetime penalty that may be assessed if you’re eligible and miss that enrollment window.

Russell W. Hall, CFP®, CPWA® 12/9/21 Russell W. Hall, CFP®, CPWA® 12/9/21

AB150 – Positive Change for CA Small Business?

California recently passed a bill that may help certain business owners, so read on if you have a partnership, LLC, or S corporation headquartered in that state.

Carl Lachman, MBA, CFP® 11/12/21 Carl Lachman, MBA, CFP® 11/12/21

Do you need to make changes to your Medicare? You may want to!

Many people don’t really understand Medicare at all. It might as well be a discussion of quantum mechanics and particle physics. Here’s a quick summary…

Aimee Calderon, CFP® 10/13/21 Aimee Calderon, CFP® 10/13/21

Are College Degrees Worth the Cost?

The cost of attending a four-year university in the United States has risen an average of 8% per year over the last 20 years…It is no wonder that parents and students together must carefully weigh the benefits of a higher education versus the cost and debt…

Travis McShane, CFP®, CFA 9/28/21 Travis McShane, CFP®, CFA 9/28/21

Go-Go, Slow-Go, No-Go: How Much Do Retirees Actually Spend?

Retirement planning can be broken down into two major categories known as the accumulation period and decumulation period.

Russell W. Hall, CFP®, CPWA® 9/2/21 Russell W. Hall, CFP®, CPWA® 9/2/21

Another Look at Inflation

Inflation is a hot topic. Let’s talk about it.

Carl Lachman, MBA, CFP® 6/22/21 Carl Lachman, MBA, CFP® 6/22/21

Auto Insurance Mistakes to Avoid

Recently I asked an insurance agent what mistakes he sees people make when they buy auto insurance. Below are the auto insurance mistakes he has seen many people make.

David K. Little, CFP®, CFA 6/10/21 David K. Little, CFP®, CFA 6/10/21

Taxes, Taxes, Taxes

While details are still sketchy on the potential tax increases, there are proposals floating around that we can use to give us an idea about what MIGHT happen.

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