You can use a 529 college savings plan for so-called “qualified higher education expenses.” We break down what those expenses are.
College is expensive and getting more so. Here are ways parents can make college tuition more manageable.
It’s understandable that fans end up overspending for the Super Bowl. But what’s the opportunity cost? We look at the numbers.
Here are key federal tax numbers you should know for filing tax returns in 2019.
Retirement brings new—and often complicated—personal finance decisions. You may be wondering if it is time to change financial advisors. Here are some considerations.
As humans, we are wired to our investing disadvantage. We retain all the behavioral biases we had in junior high, and they cause us to be poor investors.
When someone is facing their own death, making sure their spouse is prepared financially can help ease the transition.
Here are financial New Year’s resolutions that you can get started on to help build peace of mind about your money.
As you’re probably aware, stocks are having an awful fourth quarter. Since hitting a peak on Sept. 28th, stock prices broadly are down over 15% with some corners of the market, such as growth companies and small companies, declining the most.
Index funds get a lot of press, and they can be a solution for someone who doesn’t want to do research. But there is something better available.
You may be wondering if you should pay off your mortgage before retirement. The short answer is, yes. However, consider these factors first.
If you’re considering a divorce (or are in the process of one), here are eight tips to help mitigate the financial impact.
Wondering whether you should hire a financial planner or do it yourself? Here are some points to consider.
You may be in holiday mode, but make sure to check these five items off your end-of-the-year planning checklist.
You have lots of ways to invest, but there is one thing you need to be successful: discipline.
Here are some tips and thoughts from our experiences with grieving clients to help you move forward after a loved one has died.
So you’ve reached a point where it makes sense to get professional help with your finances. Here are tips on how to choose a financial advisor.
Investors routinely turn to the U.S. bond yield curve in forecasting economic growth and recessions. Here’s why.
Don’t ignore the annual open enrollment for Medicare! Here are some tips to understand the best options for you.
We can learn lessons from celebrity estate planning mistakes so we can help maximize what we leave to our heirs.
If you’re an Orange County resident, you’re probably asking yourself how the tax bill could possibly benefit you. Here are some potential benefits.
Some people should have life insurance in retirement; many don’t need it. Here’s how to determine if you do.
After a good year for bonds in 2017, with total returns of 4–5%, it has come as a bit of a surprise to see bond returns negative year-to-date in 2018.
Eclectic Associates made the call today for Biola University alumni and supporters to come out for a game of golf and to support the university’s scholarship and athletic programs.
“It’s Your Estate!” is an eight-week-long course that will meet Tuesday afternoons, Sept. 4 to Oct. 23, at the La Habra Community Center.
“It’s Your Money!” is an eight-week-long course that will meet Wednesday afternoons, Sept. 5 to Oct. 24, at the Fullerton Community Center.
Eclectic Associates is growing and we need exceptional people! Currently we need to fill a new position in our operations/technology team.
You’ve probably seen that the House and Senate have passed their own versions of tax reform and will now try toarrive at a final form to put on the President’s desk for signature.
The DROP program is a retirement planning option available to public safety employees with 25 years of service in the city of Los Angeles.
As we talk with people, we find a lot of confusion around the required minimum distribution (RMD) rules. What is the RMD and how does it affect you?